SISA Canvas - Edition 4
Strategic Approaches to Mastering Compliance with PCI DSS 4.0 Standards

With digital payments projected to grow from $89 billion in 2022 to $200 billion by 2030, payment security is more critical than ever. As transactions expand, so does the sophistication of cyber threats.

PCI DSS 4.0 introduces 64 new requirements to combat these risks. It turns compliance from a perceived burden into a business enabler. From proactive risk management to application-level security the new standard offers flexibility and is a pivotal step toward building a resilient and future-ready payment ecosystem.

In this edition, we dive deep into the key changes, strategies, and opportunities of PCI DSS 4.0 and explore how they’re shaping the future of payment security. We invite you to join us in our conversation with these thought leaders who provide diverse perspectives on the future of compliance standards in the digital payments industry.

Key contributors include:

  • Jeremy King, Regional head- PCI SSC Europe.
  • Dawood Behbehani, AGM InfoSec- Privacy & Anti-Fraud, Kuwait International Bank
  • Sam Butler, CISO – PayU, UK

What’s inside?

  • Exclusive discussions with industry leaders on the impact of PCI DSS 4.0, featuring insights on managing the new standards amidst evolving threats.
  • A focused conversation on the transition timelines for PCI DSS 4.0 compliance, including practical guidance for navigating the new requirements effectively.
  • Expert perspectives from SISA’s team on how organizations can leverage the customized approach, targeted risk analysis, and the adoption of emerging technologies to ensure compliance and security.

SISA Canvas

Modernizing compliance in payments amidst increasingly complex, ever-changing threat landscape.

From the CEO’s desk

In an era marked by rapid technological advancement and evolving threats, the importance of securing sensitive data has never been more critical. From political instability and natural disasters to economic challenges and cybercriminals wielding AI-powered tools, organizations across industries are under constant pressure to protect their assets. Nowhere is this pressure more acute than in the world of digital payments, where the value of customer payment credentials makes financial institutions and payment processors attractive targets for cyberattack

Jeremy King Regional - Head, PCI SSC – Europe

The timeline for implementing PCI DSS version 4.0 was quite specific. We officially released the standard in 2022, and the retirement of version 3.2.1 is now complete. Organizations must migrate to version 4.0 to maintain compliance.

Dawood Behbehani - AGM InfoSec, Privacy & Anti-Fraud, Kuwait International Bank

The new PCI DSS has introduced significant security countermeasures designed to help organizations secure their environments effectively. The customized approach, in particular, has been very beneficial for us. It allows us to comply with PCI DSS requirements while adopting innovative technologies.

Sam Butler - CISO, PayU, UK

Payment page integrity checks are crucial for maintaining the security of web pages that handle payment information. These checks ensure that the payment pages operate as intended and are free from vulnerabilities that could be exploited by malicious actors. Implementing these checks requires good governance, a thorough understanding of how the pages are designed and operate, and robust hygiene practices.
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